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Post by Andy on Aug 22, 2014 7:03:46 GMT 10
Strange how you don't think about something for months & months & months, then just one event triggers memories & emotions to come flooding back. So far this week, in lieu of the wild weather up in NSW, 5 friends here in town have said to me they hope all that rain doesn't come down here. And I thought the same thing the other day. Of course, we are remembering the devastation the January 2011 flood caused to our town.
Don't know what the exact trigger was for my friends to feel this way, but for me it was a photo posted on another forum I'm a member of. The photo he posted was the Lake Road in Warilla, south of Woolongong, flooded by about a foot of water on Tuesday.
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Post by labrador on Aug 22, 2014 18:49:27 GMT 10
Andy,
You have reminded me of the day I drove through your town, I was in a ervan camper thing hedding to find the spot where the welcome stranger ws found, just in cace in all the excitement every one involved forgot to check if there was a second one there, I dont think there is now.
Any way as I drove through town with the curtins drawn and blowing oil smoke like a fog machine, the streets were lined with angry people and the homes had angery signs, and calling some insurance companys nasty nasty names,
I wished I had centrial locking, sadly not, Then i pased one, two, three police cars and down a side street there was another and on the other side theres another.
I would have liked to put the foot down and get some distance between me and that town,but the smoke would leve a trail for 20 klms
Latter on, if you recall they had the couple on the run and they found the car with a dector in it at a motel I think, I carnt rember what they did.
And the angrey towns folk that got flooded in the floods, and the insurance said it was not a flood because the water came from the sky or some thing equialy stupid.
So it ended up they were not after me at all, I went and camped right next to the Welcome stranger mounument.
There was a big storm and I got warter in some thing and drove back to Mildura at 50klm max all the way, Via StArnard, The people were a lot frendler that way.
Lab
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Post by Deleted on Aug 22, 2014 19:26:34 GMT 10
Get a bit of heavy rain up here and have flashbacks to the floods in 2007 and the problems that came with them .
Ron
6 months living in a caravan while house was fixed .
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Post by Andy on Aug 22, 2014 20:10:31 GMT 10
Lab, if you came through town now you would find the people are friendly. That's why it's called "The Friendly River Town". I can't remember now what the stupid reason was for the insurance companies not paying out for the damage to peoples homes, but you can't really blame these people for being angry. Quite a few of them faced repair bills approaching $100,000 which their insurance company refused to pay out because they said it wasn't a flood. How can it NOT be a flood when the town was under water for 3 days.
There are still some houses that have not been repaired because the owners can't afford to do them. Two that I personally know of, one, the whole back half of the house sunk about 12 inches at the back wall. So the two front rooms were level, but the kitchen, one bed room & bathroom floors slope down to the back. The other which I visit reasonably regularly, the kitchen & lounge room floors sunk about 2 inches either side of the fire place & wood stove. That part of her house is the same as mine was originally. Lounge room in front of the kitchen with back to back fireplaces. Mine is fire places in both rooms (built-in Masport in kitchen, open fireplace in front room, now my bedroom) & hers is open fireplace in front room (her loungeroom) & wood stove in kitchen.
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Post by mushmouse on Aug 22, 2014 22:19:54 GMT 10
It certainly caused an overhaul of the insurance companies' lack of transparency. I think most premiums now have the river/lake/body of water flood inundation covered by default. The cover most people would of had back then was for Stormwater or Rainfall runoff for localised flooding. This would of covered them for rain coming into the house from a storm damaged roof, blocked street drainage flooding through your property or just a general broken water pipe/washing machine flooding the home.
Of course this was mostly in the fine fine print - but the word Flood was in bold.
Anyway - a reform showed that these definitions were confusing and they all needed a rethink on their policy disclosures statements.
Those people affected should be compensated irrespective of where the water came from as they believed they were O.K. If you think your are OK for 'Flood Cover' then you arent going to go seeking Flood Cover Version Zq(ii).
Insurance companies sure make enough and should of helped these people out.
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Post by labrador on Aug 23, 2014 8:37:20 GMT 10
I have been through Andy'Ville since that time. and it is a very friendly town and beautiful historic buildings, and a vibrant community,
They got behind each other in support for the big flood insurance rip off, and it went to current affair as well.
They may have close that loop hole, but will have dug another only deeper, If it is not the banks, insurance coms, work injury insurance, vehicle insurance, etc. All these rip offs and scams are done buy some one sitting on there ass in front of a computer, they get some one to clip there finger nails, and never have to wash there hands, never see the face of the people whose lounge is higher than the kitchen, or have no car because they weren't covered if a thief stole the car,
I wonder if they have a steady hand when they pick up there pay,
I wonder if there payed in AUS money.
Lab
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Post by labrador on Aug 24, 2014 16:17:46 GMT 10
I am making an appoligey to the above coment, theivs and con people who designe the fine print on the contracts and the like, are only trying to make a living and I should not use this fouroum to voice my persoinal viues.
Lab
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